/* Below-hero redesign. Namespaced to preserve the existing hero and navigation. */
.wp{--wp-ink:#00295a;--wp-blue:#07278e;--wp-muted:#526273;--wp-rule:#ccd7db;--wp-paper:#fbfcf9;color:var(--wp-ink);background:var(--wp-paper);position:relative;isolation:isolate}
.wp-wrap{width:calc(100% - 128px);max-width:1280px;margin-inline:auto}
.wp h2{font-size:clamp(46px,5.1vw,74px);font-weight:450;letter-spacing:-.052em;line-height:1.08;text-wrap:balance}
.wp h2 em{font-size:1.12em;line-height:1.02;color:var(--wp-blue)}
.wp p{text-wrap:pretty}
.wp a,.wp summary,.wp select{outline-offset:5px}
.wp a:focus-visible,.wp summary:focus-visible,.wp select:focus-visible{outline:3px solid var(--wp-blue)}
.wp-label{font-size:12px;line-height:1.5;font-weight:600;letter-spacing:.12em;color:var(--wp-blue)}
.wp-link{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:44px;color:var(--wp-blue);font-size:14px;font-weight:550;border-bottom:1px solid #07278e55;padding:8px 0;transition:border-color .2s}
.wp-link span{font-size:20px;transition:transform .2s}
.wp-link:hover{border-color:currentColor}.wp-link:hover span{transform:translate(2px,-2px)}
.wp-section-top{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-bottom:35px}
.wp-aside{font-family:var(--serif);font-style:italic;font-size:22px;color:#52634e}
.wp-personal{padding-top:90px;padding-bottom:104px}
.wp-intro{display:grid;grid-template-columns:1.4fr 1fr;gap:65px;align-items:center;margin-bottom:48px}
.wp-intro-copy{max-width:380px;justify-self:end;font-size:17px;line-height:1.8;color:var(--wp-muted)}
.wp-intro-copy .wp-link{margin-top:18px}
.wp-home-photo{margin:0;position:relative;height:540px;overflow:hidden;border-radius:3px;background:#d9e3d3}
.wp-home-photo>img{width:100%;height:100%;object-fit:cover;object-position:center 62%}
.wp-home-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,#0b2425d9,transparent 62%)}
.wp-home-photo figcaption{position:absolute;z-index:1;bottom:40px;left:44px;right:44px;display:flex;align-items:end;justify-content:space-between;gap:30px;color:white}
.wp-home-photo figcaption>span{font-size:12px;letter-spacing:.14em;padding-bottom:5px}
.wp-home-photo figcaption>p{font-size:30px;line-height:1.2;letter-spacing:-.025em}
.wp-home-photo figcaption em{font-size:1.25em;color:#edf1d7}
.wp-personal-lines{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin-top:42px}
.wp-personal-lines article{padding:0 28px;border-left:1px solid var(--wp-rule);display:flex;flex-direction:column;align-items:start}
.wp-personal-lines article:first-child{padding-left:0;border-left:0}.wp-personal-lines article:last-child{padding-right:0}
.wp-line-number{font-size:12px;color:var(--wp-blue);margin-bottom:17px;display:block}
.wp-personal-lines h3{font-family:var(--serif);font-size:34px;letter-spacing:-.015em;margin-bottom:14px}
.wp-personal-lines p{font-size:16px;line-height:1.7;color:var(--wp-muted);margin-bottom:19px}
.wp-personal-lines a{font-size:14px;font-weight:550;min-height:44px;display:inline-flex;gap:18px;align-items:center;margin-top:auto;color:var(--wp-blue)}
.wp-personal-lines a:hover{text-decoration:underline;text-underline-offset:5px}
.wp-business{padding-top:100px;padding-bottom:65px}
.wp-business .wp-section-top{padding-bottom:46px}
.wp-business-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}
.wp-business h2{font-size:clamp(44px,4.5vw,64px)}
.wp-business-intro>p{font-size:17px;line-height:1.8;color:var(--wp-muted);max-width:395px;margin-top:28px}
.wp-ranch-photo{margin:38px 0 0;position:relative;height:400px;overflow:hidden;border-radius:3px}
.wp-ranch-photo img{width:100%;height:100%;object-fit:cover;object-position:60% 65%}
.wp-ranch-photo figcaption{position:absolute;bottom:0;left:0;right:0;padding:50px 24px 20px;background:linear-gradient(transparent,#0b2425ba);color:white;font-family:var(--serif);font-style:italic;font-size:28px}
.wp-business-lines article{border-top:1px solid var(--wp-rule);padding:26px 0 24px;scroll-margin-top:35px}
.wp-business-lines article:last-child{border-bottom:1px solid var(--wp-rule)}
.wp-business-title{display:flex;align-items:center;gap:20px;margin-bottom:13px}
.wp-business-title>span{font-size:12px;color:var(--wp-blue)}
.wp-business-title h3{font-family:var(--serif);font-size:34px;letter-spacing:-.01em}
.wp-business-lines article>p{font-size:16px;line-height:1.7;color:var(--wp-muted);padding-left:35px}
.wp-business-lines .wp-link{margin:8px 0 0 35px;border:0;padding-bottom:0}
.wp-business-lines .wp-link:hover{text-decoration:underline;text-underline-offset:5px}
.wp-fineprint{font-size:12px;color:var(--wp-muted);margin-top:44px;line-height:1.7}
.wp-faq{padding:86px 0 96px;border-top:1px solid var(--wp-rule)}
.wp-faq-heading{text-align:center;max-width:720px;margin:0 auto 54px}
.wp-faq .wp-label{margin-bottom:24px}
.wp-faq h2{font-size:clamp(42px,4.2vw,60px)}
.wp-faq-intro{font-size:16px;line-height:1.8;color:var(--wp-muted);max-width:520px;margin:22px auto 0}
.wp-faq-content{display:grid;grid-template-columns:1fr 1.15fr;gap:90px;align-items:stretch}
.wp-faq-photo{aspect-ratio:4/5;margin:0;overflow:hidden;border-radius:5px;background:#e5e0d7;align-self:start;position:sticky;top:32px}
.wp-faq-photo img{display:block;width:100%;height:100%;object-fit:cover}
.wp-faq-list{display:flex;flex-direction:column;padding-top:0}
.wp-faq-list details{display:flex;flex:1;flex-direction:column;justify-content:center;border-bottom:1px solid var(--wp-rule)}
.wp-faq-list details:first-child{border-top:1px solid var(--wp-rule)}
.wp-faq-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:25px;font-size:16px;font-weight:500;padding:23px 0;line-height:1.6}
.wp-faq-list summary::-webkit-details-marker{display:none}
.wp-faq-list summary>span{font-size:24px;font-weight:400;flex-shrink:0;color:var(--wp-blue);transition:transform .2s}
.wp-faq-list details[open] summary>span{transform:rotate(45deg)}
.wp-faq-list details>p{font-size:16px;line-height:1.75;color:var(--wp-muted);padding:0 30px 24px 0}
.wp-contact{padding:92px 0 65px;background:radial-gradient(ellipse at 50% 15%,#fffefa 0,transparent 65%),linear-gradient(130deg,#e2eff9,#ecf3e5)}
.wp-contact-heading{text-align:center}
.wp-contact-heading .wp-label{margin-bottom:28px}
.wp-contact h2{font-size:clamp(48px,5vw,72px)}
.wp-contact-heading>p:not(.wp-label){font-size:17px;color:var(--wp-muted);line-height:1.75;margin-top:24px}
.wp-phone{display:inline-flex;align-items:center;gap:20px;font-size:clamp(21px,2vw,29px);font-weight:450;letter-spacing:-.035em;color:var(--wp-blue);line-height:1.4;border-bottom:1px solid #07278e70;margin-top:26px;padding:0 0 8px}
.wp-phone:hover{border-color:currentColor}.wp-phone>span{font-size:26px}
.wp-contact-details{display:grid;grid-template-columns:1fr 1fr 1.5fr;gap:60px;margin-top:65px;padding-top:38px;border-top:1px solid #00295a30}
.wp-contact-details h3{font-family:var(--serif);font-size:28px;letter-spacing:-.015em;margin-bottom:17px}
.wp-contact-details address,.wp-contact-details p{font-style:normal;font-size:16px;line-height:1.8;color:var(--wp-muted)}

.wp-prep label{font-size:16px;display:block;margin-bottom:16px;font-weight:500}
.wp-prep select{width:100%;max-width:100%;min-height:52px;padding:12px 32px 12px 14px;font-size:14px;border:1px solid #9bacb7;border-radius:3px;color:var(--wp-ink);background:#ffffff80}
.wp-prep #preparation-note{font-size:13px;line-height:1.7;margin-top:13px}
@media(min-width:1600px){.wp-home-photo{height:600px}}
@media(max-width:1100px){.wp-wrap{width:calc(100% - 80px)}.wp-intro{gap:40px}.wp-business-grid,.wp-faq-content{gap:50px}.wp-personal-lines article{padding-inline:20px}.wp-personal-lines h3{font-size:29px}.wp-contact-details{gap:32px;grid-template-columns:1fr 1fr 1.35fr}}
@media(max-width:760px){
 .wp-wrap{width:calc(100% - 40px)}.wp h2{font-size:43px}.wp-label{font-size:12px;letter-spacing:.09em}
 .wp-section-top{padding-bottom:29px}.wp-aside{display:none}.wp-personal{padding-top:59px;padding-bottom:60px}
 .wp-intro{grid-template-columns:1fr;gap:26px;margin-bottom:30px}.wp-intro-copy{max-width:none;justify-self:start;font-size:16px;line-height:1.75}.wp-intro-copy .wp-link{margin-top:12px}
 .wp-home-photo{height:390px}.wp-home-photo>img{object-position:66% center}.wp-home-photo figcaption{bottom:25px;left:23px;right:20px;display:block}.wp-home-photo figcaption>span{font-size:12px;letter-spacing:.1em;display:block;margin-bottom:12px}.wp-home-photo figcaption>p{font-size:25px}.wp-home-photo:after{background:linear-gradient(0deg,#0b2425e6,transparent 75%)}
 .wp-personal-lines{grid-template-columns:1fr 1fr;gap:30px 0;margin-top:32px}.wp-personal-lines article{padding-inline:18px}.wp-personal-lines article:nth-child(odd){border-left:0;padding-left:0}.wp-personal-lines article:nth-child(even){padding-right:0}.wp-personal-lines h3{font-size:29px}.wp-personal-lines p{font-size:15px;line-height:1.7;margin-bottom:10px}.wp-line-number{margin-bottom:12px}.wp-personal-lines a{font-size:13px;gap:12px}
  .wp-business{padding-top:60px;padding-bottom:40px}.wp-business .wp-section-top{padding-bottom:28px}.wp-business-grid{grid-template-columns:1fr;gap:32px}.wp-business-intro>p{font-size:16px;margin-top:23px}.wp-ranch-photo{height:280px;margin-top:26px}.wp-business-title h3{font-size:32px}.wp-business-lines article>p{padding-left:0}.wp-business-lines .wp-link{margin-left:0}.wp-fineprint{margin-top:30px}
 .wp-faq{padding:60px 0}.wp-faq-heading{margin-bottom:32px}.wp-faq-content{grid-template-columns:1fr;gap:30px}.wp-faq .wp-label{margin-bottom:25px}.wp-faq-intro{max-width:none;margin-top:23px}.wp-faq-photo{width:100%;height:auto;position:static}.wp-faq-list{padding-top:0}.wp-faq-list summary{font-size:16px;padding-block:20px}
 .wp-contact{padding:62px 0 44px}.wp-contact h2{font-size:46px}.wp-contact-heading .wp-label{max-width:260px;margin-inline:auto}.wp-contact-heading>p:not(.wp-label){font-size:16px}.wp-phone{font-size:24px;gap:16px}.wp-contact-details{grid-template-columns:1fr 1fr;gap:34px 20px;margin-top:42px;padding-top:30px}.wp-contact-details h3{font-size:25px}.wp-contact-details address,.wp-contact-details p{font-size:14px}.wp-prep{grid-column:1/-1;padding-top:28px;border-top:1px solid #00295a30}
}
@media(max-width:360px){.wp h2{font-size:38px}.wp-personal-lines{grid-template-columns:1fr}.wp-personal-lines article{padding:20px 0!important;border-left:0;border-top:1px solid var(--wp-rule)}.wp-personal-lines{gap:0}.wp-contact h2{font-size:42px}.wp-contact-details{grid-template-columns:1fr}.wp-contact-details .wp-prep{grid-column:auto}.wp-phone{font-size:23px}}
@media(prefers-reduced-motion:reduce){.wp *{transition:none!important;scroll-behavior:auto!important}}

/* Staggered commercial gallery, following the supplied visual reference. */
.wp-commercial-heading{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:64px;margin-bottom:46px}
.wp-commercial-heading .wp-label{margin-bottom:18px}
.wp .wp-commercial-heading h2{font-family:var(--serif);font-size:clamp(40px,3.7vw,54px);letter-spacing:-.018em;font-weight:400;line-height:1.06;text-wrap:initial}
.wp-commercial-heading>p{max-width:440px;font-size:16px;line-height:1.7;color:var(--wp-muted);padding-bottom:3px}
.wp-commercial-gallery{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:28px 24px}
.wp-commercial-card{grid-column:span 7;min-width:0;scroll-margin-top:40px}
.wp-commercial-card:nth-child(2),.wp-commercial-card:nth-child(3){grid-column:span 5}
.wp-commercial-card>a{display:block;height:100%;border-radius:5px}
.wp-commercial-photo{height:clamp(250px,28vw,390px);overflow:hidden;border-radius:5px;background:#e0e6df}
.wp-commercial-photo img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.wp-commercial-card:nth-child(n+3) .wp-commercial-photo{height:clamp(230px,24vw,330px)}
.wp-commercial-card:nth-child(2) img{object-position:64% 65%}
.wp-commercial-card:nth-child(3) img{object-position:58% 50%}
.wp-commercial-card:nth-child(4) img{object-position:center 20%}
.wp-commercial-card h3{font-family:var(--serif);font-size:32px;font-weight:400;line-height:1.15;letter-spacing:-.012em;margin:14px 0 12px}
.wp-commercial-card p{font-size:15px;line-height:1.7;color:var(--wp-muted);max-width:100%}
.wp-commercial-card a:hover h3,.wp-commercial-card a:focus-visible h3{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}
.wp-commercial-card a:hover img{transform:scale(1.025)}
@media(max-width:1100px){.wp-commercial-heading{gap:40px}.wp-commercial-card h3{font-size:29px}}
@media(max-width:760px){.wp-commercial-heading{grid-template-columns:1fr;gap:23px;margin-bottom:30px}.wp .wp-commercial-heading h2{font-size:40px}.wp-commercial-heading>p{font-size:16px}.wp-commercial-gallery{grid-template-columns:1fr;gap:30px}.wp-commercial-gallery .wp-commercial-card{grid-column:1}.wp-commercial-gallery .wp-commercial-card .wp-commercial-photo{height:auto;aspect-ratio:1.45}.wp-commercial-card h3{font-size:30px;margin:13px 0 10px}.wp-commercial-card p{font-size:16px}}

/* First-view reveals. */
.wp h2{line-height:1.18}.wp h2 em{line-height:1.12}
.heading-word{display:inline-block;white-space:pre;vertical-align:baseline}
@media(prefers-reduced-motion:no-preference){
 .heading-reveal .heading-word{transition:opacity .65s ease,transform .85s cubic-bezier(.22,1,.36,1);transition-delay:var(--word-delay,0ms)}
 .heading-reveal:not(.reveal-visible) .heading-word{opacity:0;transform:translateY(.55em)}
 .photo-reveal{transition:opacity .8s ease,transform 1s cubic-bezier(.22,1,.36,1)}
 .photo-reveal:not(.reveal-visible){opacity:0;transform:translateY(28px) scale(.98)}
 .wp-commercial-card:nth-child(even) .photo-reveal{transition-delay:.12s}
 .wp-commercial-card:focus-within .photo-reveal{opacity:1;transform:none;transition:none}
}
@media(prefers-reduced-motion:reduce){.heading-word,.photo-reveal{opacity:1!important;transform:none!important;transition:none!important}}

/* Quiet, continuous carrier marquee with accessible manual controls. */
.wp-carriers{background:#fff;padding:27px 0 30px;border-bottom:1px solid var(--wp-rule)}
.wp-carriers-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:17px;min-height:30px}
.wp-carriers .wp-label{font-size:12px;letter-spacing:.13em;color:var(--wp-muted)}
.wp-carriers-toggle{background:transparent;border:0;padding:6px 0 6px 16px;min-width:60px;min-height:36px;color:var(--wp-muted);font-size:12px;cursor:pointer;text-decoration:underline;text-underline-offset:4px}
.wp-carriers-window{overflow-x:auto;scrollbar-width:thin}
.wp-carriers-track{display:flex;width:max-content}
.wp-carriers-group{display:flex;align-items:center;gap:104px;list-style:none;margin:0;padding:0 104px 0 0;flex:none}
.wp-carriers-group li{width:170px;height:66px;display:flex;align-items:center;justify-content:center;flex:none}
.wp-carriers-group img{width:auto;height:auto;max-width:170px;max-height:53px;object-fit:contain;opacity:.85}
.wp-carriers.is-ready .wp-carriers-window{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}
.wp-carriers.is-ready .wp-carriers-track{animation:carrier-drift 120s linear infinite}
.wp-carriers:hover .wp-carriers-track,.wp-carriers:focus-within .wp-carriers-track,.wp-carriers.is-paused .wp-carriers-track,.wp-carriers.is-offscreen .wp-carriers-track{animation-play-state:paused}
@keyframes carrier-drift{to{transform:translateX(-50%)}}
@media(max-width:760px){.wp-carriers{padding:22px 0}.wp-carriers-group{gap:64px;padding-right:64px}.wp-carriers-group li{width:145px}.wp-carriers-group img{max-width:145px;max-height:46px}.wp-carriers-heading{margin-bottom:10px}.wp-carriers.is-ready .wp-carriers-track{animation-duration:110s}}
@media(prefers-reduced-motion:reduce){.wp-carriers.is-ready .wp-carriers-track{animation:none;transform:none}.wp-carriers.is-ready .wp-carriers-window{overflow-x:auto;mask-image:none}.wp-carriers-group[aria-hidden="true"]{display:none}.wp-carriers-toggle{display:none}}

/* Life insurance: deep blue band with a looping film */
.wp-life{background:#00295a;color:#fff;padding:100px 0 90px}
.wp-life-top{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(40px,6vw,90px);align-items:center}
.wp-life .wp-label{color:#c5d5ff;margin-bottom:34px}
.wp-life h2{font-size:clamp(44px,4.6vw,66px)}
.wp-life h2 em{color:#d6e5b9}
.wp-life-intro>p:not(.wp-label){font-size:17px;color:#d0dbe8;max-width:400px;margin:28px 0 18px;line-height:1.8}
.wp-life .wp-link{color:#fff;border-color:#ffffff60}.wp-life .wp-link:hover{border-color:#fff}
.wp-life a:focus-visible,.wp-life button:focus-visible{outline:3px solid #d6e5b9;outline-offset:5px}
.wp-life-film{position:relative;margin:0;aspect-ratio:16/9;border-radius:8px;overflow:hidden;background:#0d3569;box-shadow:0 30px 60px -30px #000c}
.wp-life-film video{display:block;width:100%;height:100%;object-fit:cover}
.wp-life-toggle{position:absolute;right:14px;bottom:14px;min-height:36px;padding:0 14px;border:1px solid #ffffff80;border-radius:4px;background:#00295a99;color:#fff;font:600 12px/1 'DM Sans',sans-serif;letter-spacing:.04em;cursor:pointer;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.wp-life-toggle:hover{background:#00295acc}
.wp-life-lines{list-style:none;margin:72px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 44px}
.wp-life-lines li{border-top:1px solid #ffffff40;padding:28px 0 32px}
.wp-life-lines h3{font-family:var(--serif);font-size:32px;font-weight:400;letter-spacing:-.015em;line-height:1.15;margin-bottom:10px}
.wp-life-lines li:last-child h3{font-style:italic;color:#d6e5b9}
.wp-life-lines p{font-size:15px;color:#d0dbe8;line-height:1.7;max-width:34ch;margin:0}
.wp-life-fineprint{font-size:12px;color:#a9bbd0;margin-top:18px}
@media(max-width:1000px){.wp-life-top{grid-template-columns:1fr}.wp-life-intro>p:not(.wp-label){max-width:560px}}
@media(max-width:760px){.wp-life{padding:62px 0 56px}.wp-life .wp-label{margin-bottom:24px}.wp-life h2{font-size:43px}.wp-life-intro>p:not(.wp-label){font-size:16px}.wp-life-lines{grid-template-columns:1fr 1fr;gap:0 20px;margin-top:44px}.wp-life-lines li{padding:22px 0 24px}.wp-life-lines h3{font-size:26px}.wp-life-lines p{font-size:14px}}
@media(max-width:480px){.wp-life-lines{grid-template-columns:1fr}}
@media(max-width:760px){.wp-contact-details .hours-list{grid-template-columns:max-content}.wp-contact-details .hours-row+.hours-row b{margin-top:8px}}