Homeowners
Start with your home and what’s inside it. We’ll find coverage that fits your household.
Explore home insuranceBUSINESS & PERSONAL INSURANCE
Your world.
Worth protecting.
Personal and business insurance from people you can call by name.
Our business specialties: restaurants, farms, manufacturing, and oil and gas.
THE CARRIERS WE WORK WITH
01 / PERSONAL INSURANCE
For the life you call yours.Home. Family.
Everything in between.
The house you come home to. The car that gets everyone where they need to be. We help you look after the everyday things that make up your world.
Explore personal insurance
One less thing on your mind
when you pull into the driveway.
Auto
Tell us who drives your vehicles and how you use them. We’ll talk through coverage for the road.
Explore auto insuranceRenters
You may rent the house. The things inside it are still yours.
Explore renters insuranceUmbrella
Explore an extra layer of liability protection beyond your underlying policies.
Explore umbrella insuranceLIFE INSURANCE
For the people
who count on you.
If something happens to you, life insurance can help your family keep up with the mortgage and the bills. We’ll start with who depends on you and what you can spend each month.
Talk about life insuranceTerm life
Coverage for a set number of years, like while the kids are at home or the mortgage is still open.
Whole life
Coverage that lasts your whole life and can build cash value over time.
Final expense
A smaller policy to help your family pay for funeral and end-of-life costs.
Family protection
Coverage sized to the paycheck your spouse and kids would lose.
Business life
Coverage that helps your business carry on if an owner or key person dies.
And more
Not sure which one fits? Ask. That’s what the first call is for.
Life insurance is subject to underwriting and policy terms.
BUSINESS INSURANCE
We know the work Texas
runs on.
Four industries we specialize in. Every quote starts with how your operation actually runs.
Restaurants
Kitchens, bars, patios, and the people who work them.
Farm and Agriculture
Land, livestock, equipment, and the barn it sits in.
Manufacturing
Your plant and the machines that keep the line moving.
Oil and Gas
The crews in the field and the trucks that get them there.
Coverage availability varies by individual, business, and policy. Terms, conditions, limits, and exclusions apply.
04 / A LITTLE CLARITY
Good questions.
Straight answers.
You don’t need to know the insurance terms before you call.
Can you help with both my home and auto?
Yes. We can review your home and auto needs together, along with renters or umbrella insurance where relevant. Bring your current policies if you have them.
Do you offer life insurance?
Yes. Tell us who you want to protect and what fits your budget. We’ll walk you through the options and what happens next. Coverage is subject to underwriting and policy terms.
What should I bring to our conversation?
Your current policy or renewal documents are a useful starting point. Let us know about changes to your home, vehicles, drivers, or business. It’s okay if you don’t have everything yet.
Can we talk before my policy renews?
Yes. Starting before your renewal gives you time to review your needs and consider your options. Tell us your renewal date when you get in touch.
Can you review the insurance I already have?
Yes. Bring your current policy or renewal documents and tell us what has changed. We’ll go through your limits and deductibles line by line and point out anything worth a second look.
Which businesses do you specialize in?
Our four commercial specialties are restaurants, farm and agriculture, manufacturing, and oil and gas. We start with your operation and its specific insurance needs.
Does a quote request put coverage in place?
No. A conversation or quote request does not bind insurance or change an existing policy. Coverage must be confirmed by an authorized representative and is subject to policy terms, conditions, and exclusions.
CALL OR STOP BY
Let’s look after
your world.
Give us a call or stop by our Windthorst office.
We’ll help you find a place to start.
Make time to talk.
Mon-Thu9 a.m. - 5 p.m.Fri9 a.m. - 4 p.m.SatBy appointment
Helpful to have: your current home or auto policy and any upcoming changes to your household.